In any line of work, we must be physically and mentally healthy. Being physically fit is vital if the job needs much strength. Manual laborers should pass physical exams to be qualified for such positions. On the other hand, being mentally fit and robust is also essential, especially for data-related jobs.
Nonetheless, taking care of your health is vital. By doing so, you can do the things that you want. But sometimes, life can take a turn for the worse. Emergencies can make you invalid or disabled for the rest of your life. In such a case, some companies in Utah can help you with your disability claims.
Are you qualified for disability benefits?
The US Social Security Administration has a so-called blue book that contains a list of medical impairments. If you have an illness or medical condition that is included in the said book, it can qualify you for SSDI or Social Security Disability Insurance. However, some exceptions can deem you qualified for disability benefits as long as you meet specific SSA guidelines.
Medical conditions covered by SSA disability benefits, both for adults and children, are the following:
- Conditions that affect the immune system (ex. HIV/AIDS, kidney disease, lupus, etc.)
- Mental health issues (ex. depression, autism, learning disabilities, etc.)
- Blood-related conditions (ex. hemophilia, sickle cell disease, etc.)
- Digestive tract conditions (ex. inflammatory bowel disease, liver disease, etc.)
- Respiratory issues (ex. asthma, cystic fibrosis, etc.)
- Neurological conditions (ex. cerebral palsy, Parkinson’s disease, scoliosis, etc.)
- Musculoskeletal matters that affect the back, bones, and joints
- Cardiovascular problems (ex. coronary artery disease, chronic heart disease, etc.)
- Speech defects, hearing and vision issues
- Growth defects in children
If your health condition is not on the mentioned list, you can qualify for the SSA disability benefits as long as the criteria are met. These qualifications include the following:
- Your condition is a medically-determinable impairment and supported by various clinical studies
- Your medical condition affects your residual functional capacity (ex. climbing the stairs, holding an object with your hands, or anything that can affect your daily tasks)
In such cases, you need to present medical documents such as MRI or CAT scans, X-rays, physical and mental health records, or blood analysis.
How to apply for disability benefits
It is essential to apply for disability benefits once you become disabled for some reason. You can apply for one through the SSA website, call via their toll-free number or visit the nearest Social Security office in your area. Make sure to set an appointment before visiting the office in person.
Also, make sure to have the information needed to claim the disability benefits, including your SS number, any valid ID, medical records and lab tests, employment details, and information about your family members (if you are applying on their behalf). You can consult a lawyer specializing in SSDI as well for more details. Living with a disability is not easy. However, with the right kind of support, you can live your life to the fullest. If you feel unsure, consult an expert.